Information about cookies

Cookies are small text files saved on the user's device and in the user's browser by the websites that are visited by the user.These files contain various information that is often necessary for the website to function properly.

Disabling cookies in the browser used by the user may cause difficulties or lack of operation of some functions of the websites.Cookies are encrypted in such a way that unauthorized persons cannot access them.


Why do we use cookies.

The cookies described on this page are used on the following websites of the Biuro Informacji Kredytowej S.A.

Depending on the purpose for which we use them, we distinguish the following types of cookies.


  • Technical cookies
  • Analytical cookies
  • Marketing cookies


How long are cookies stored

Due to the time for which they are saved in the user's browser, cookies used on the websites of the Credit Information Bureau are divided into:


  • session - remain on the user's device until they leave the website or turn off (close) the web browser.These are primarily technical cookies necessary for the proper operation of the website
  • permanent - remain on the user's device for a specified period of time (expiry) or until they are manually deleted by the user


Disabling and deleting cookies

By using the websites of the Biuro Informacji Kredytowej S.A. without changing the cookie settings in the browser, you accept cookies.

If you do not accept cookies, you can change your internet browser settings or disable cookies.However, this may result in incorrect display and operation of the Biuro Informacji Kredytowej S.A.websites.

The consequences of disabling cookies include:

  • no possibility to log in to the BIK Portal and use the products made available through it (in the case of the BIK Portal)
  • irregularities in the presentation of certain content and suboptimal operation of some functions of the websites of the Biuro Informacji Kredytowej S.A.  


More information on cookie settings in the most popular web browsers can be found on the following websites:

  • Cookie settings in Internet Explorer
  • Cookie settings in the Google Chrome browser
  • Cookie settings in Mozilla Firefox


By using the above-mentioned websites without changing the cookie settings in your web browser, you confirm that you have read the information contained on this website and consent to the use of cookies for the above-mentioned purposes.

Data Controller -Biuro Informacji Kredytowej

Personal data provided in the application are controlled by Biuro Informacji Kredytowej S.A.,
ul. Zygmunta Modzelewskiego 77a, 02-679 Warsaw. KRS (National Court Register) number: 0000110015, District Court for the Capital City of Warsaw in Warsaw, 13th Commercial Division, share capital PLN 15,550,000.00, fully paid up, NIP (Tax Identification Number):
951-177-86-33, REGON (National Business Registry Number): 012845863.
Data Protection Officer’s contact details: Your personal data are processed for the purpose of sending a newsletter pursuant to point (a) of Article 6(1) of Regulation (EU) 2016/679 of the European Parliament and of the Council (GDPR) and are not transferred to any other recipients, international organisations or third countries.
Personal data will be stored for the period of newsletter subscription.

You have the right to:

  1. access your data and obtain a copy thereof;
  2. rectify (correct) your data;
  3. erase your personal data;
  4. restrict data processing;
  5. transfer your data;
  6. withdraw your consent to personal data processing at any time, without affecting the lawfulness of processing based on consent before its withdrawal;
  7. lodge a complaint with the President of the Personal Data Protection Office (UODO);
Data provision is voluntary and does not arise out of provisions, however, if you fail to provide such data, we will be unable to send our newsletter.
No automated decisions, including profiling, are taken on the basis of your personal data.